In 2016 the U.S hit a record of 19 flooding events, the most recorded in history according to the USA today. This years wildfires continue to reach homes in the West. Forbes reports that the intensity of storms has increased as the Atlantic and Gulf coasts have seen more category 4 and 5 hurricanes.

Today creating an emergency plan is a good start and should be reviewed with your family annually to keep up to date. Here are 6 things to consider during your routine:

1. Check emergency kit materials

Check expiration dates of materials in the kit to assure that the items will last for another year, including food, water and batteries. Also, remember to refresh everyone’s memory of where the emergency kit is located.

2. Update your emergency plan

A basic plan should have a meeting place in case disaster hits and your home becomes unsafe, as well as at least two escape routes. Take into account any special needs of children, seniors, people with disabilities, and family members that don’t speak the same language.

3. Know how to turn off your utilities

An Important thing to know is where the utility shut-offs are located and how to operate them which can save others. Turning off gas mains can prevent leaks and turning off electricity can help prevent potential fires and turning off the water main help prevent flooding.

4. Practice home safety

Install smoke detectors in each room of your home and replace the batteries every six months. Store heavy items on the lowest shelves and combustible items such as flammable liquids, picnic tables, and firewood should be kept 50 feet away from your home and other structures.

5. Prepare your insurance

Getting ready for a natural disaster starts by choosing your insurance policy. You can do this by doing a check up from your your agent or broker once a year to help you make an informed decision about the coverage you need.

6. Catalog your property

Recovering from a disaster takes time, but to ease this process, keep a detailed inventory of your property and update it annually. Photos and videos of your home can be presented to insurance adjusters to help your claim.

Credit: Mercury Insurance